Terms of Service

Last updated: March 25, 2026

Agreement to Terms

By accessing or using the Tilde Agency website at tildeagency.com ("Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Site. We reserve the right to modify these terms at any time, and your continued use of the Site constitutes acceptance of any changes.

Services Description

Tilde Agency is a commercial insurance brokerage. We act as an intermediary between businesses seeking insurance coverage and insurance carriers. Our services include risk assessment, coverage consultation, policy placement, and ongoing account management.

We may also refer clients to affiliate brokers, agents, or other service providers when doing so serves the client's interests. Any such referral will be disclosed to you.

Not Insurance Advice

The information provided on this website is for general informational purposes only and does not constitute insurance advice, a recommendation, or an offer of insurance. Coverage terms, conditions, exclusions, and availability vary by carrier, state, and individual risk. The information on this Site may not reflect the most current regulatory or market developments.

You should not rely on any information on this Site as a substitute for professional insurance advice tailored to your specific situation. Contact us directly for personalized guidance.

No Guarantee of Coverage

Submitting an inquiry or application through this Site does not guarantee that insurance coverage will be offered, bound, or issued. All coverage is subject to the terms, conditions, and underwriting requirements of the issuing carrier. Coverage is not effective until confirmed in writing by the carrier.

Accuracy of Information

You agree to provide accurate, current, and complete information when using our services or submitting information through this Site. Inaccurate or incomplete information may result in the inability to obtain coverage, coverage denial, or policy rescission by the carrier.

Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of Tilde Agency or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, Tilde Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services. Our total liability for any claim arising from or related to these terms shall not exceed the fees paid by you to Tilde Agency in the twelve months preceding the claim.

This limitation does not apply to liability arising from our obligations under applicable insurance licensing laws and regulations.

Indemnification

You agree to indemnify and hold harmless Tilde Agency, its officers, employees, and affiliates from any claims, damages, losses, or expenses arising from your use of the Site, your violation of these terms, or your provision of inaccurate information.

Third-Party Links

This Site may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party sites is at your own risk.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising from these terms or your use of the Site shall be resolved in the state or federal courts located in California.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

Contact Us

If you have questions about these Terms of Service, please contact us:

Tilde Agency
Email: info@tildeagency.com
Website: www.tildeagency.com